Deposit Accounts
TxDot Credit Union is here to help you save
and plan for your future!
All of our deposit accounts are Federally Insured by the NCUA up to $250,000.00, which mean that your money is safe! Take a look at the different types of accounts we offer, and contact one of our staff members if you would like more information.
Share (Savings) Accounts
The Share (Savings) Account serves as your share ownership in the credit union. The dividend rate and percentage yield may change every quarter without notice. Dividends are calculated by the average daily balance method. You must maintain a minimum average daily balance of $25.00 in your share savings to obtain the disclosed annual percentage yield.
Individual Retirement Accounts (IRA)
It’s never too early to start saving for you and your family’s future. Whether you want to purchase a new home, start your children’s college fund, or secure a golden retirement, a credit union IRA could be exactly what you need.
Term Share Certificates
Term Share Certificates are the perfect way to save your money and earn a higher dividend rate at the same time. Share Certificates can be purchased from 6 to 24 months. Minimum deposits range from $500 – $25,000. Dividends are calculated and posted at the end of each month.