4174 Old Anson Road Abilene, TX 79601 Phone: (325) 676-8925
Share Draft Account
The Share Draft Account is the credit union’s version of a checking account. It is offered to members who are at least 18 years old.
Member pays for checks
Overdraft protection from shares/savings only
$5.00 monthly service fee on accounts with less than $1,000 average daily balance
$25.00 NSF or return fee
$25.00 stop payment fee
$2.00 transfer fee from shares/savings per item
0.25% APR dividend on average daily balance of $500 or more paid at the end of the month
$25.00 minimum deposit to open account
Positive Balance File (PBF) is only sent once a day — before 10:00 AM
Access to share draft / checking accounts only
Cards are ordered (not in-house/instant item)
$1.00 monthly service fee regardless of account balance
$1.50 ATM withdrawal fee
$0.50 balance inquiry fee
$3.00 replacement card fee
Access to funds may be denied if loan accounts are not current
Excessive overdraft or abuse of account will result in debit card suspension
Account balances given to you may not include unposted ATM transactions from merchants or share drafts that have not cleared your account.*
* You are responsible for maintaining accurate records for your account. TxDOT Credit Union will not be responsible for overdrawn accounts resulting from giving out an available balance that does not include unposted items.
Third Party Links Disclosure
Our site contains hyperlinks to other web sites operated by third parties. These links will take you away from our site. Please note that we do not guarantee the accuracy or completeness of any information presented on these sites nor do we represent either the third party or our member if the two enter into a transaction. The third party's privacy and security policies may differ from those practiced by the credit union. We encourage our members to know when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. Our Privacy Statement applies solely to information collected by our Web site.