4174 Old Anson Road Abilene, TX 79601 Phone: (325) 676-8925

Loan Rates


Save money with our Great Rates!

Loan Rates

Effective Date:  November 30, 2018. 
All rates are subject to change.

Account DescriptionApproximate TermDaily Periodic RateAnnual Percentage Rate
New Vehicles
2016-2017
36 to 72 Months0.009589 to 0.0369863.50% to 9.50%
Used Vehicles
2014-2016
54 Months0.010959 to 0.0383564.00% to 10.00%
2012-201342 Months0.010959 to 0.0383564.00% to 10.00%
2010-201136 Months0.013699 to 0.0410965.00% to 11.00%
2008-200930 Months0.013699 to 0.0410965.00% to 11.00%
2006-200724 Months0.013699 to 0.0410965.00% to 11.00%
New Recreational Vehicles96 Months0.013699 to 0.0410965.00% to 11.00%
120 Months0.013699 to 0.0410965.00% to 11.00%
Used Recreational Vehicles84 Months0.015753 to 0.0431505.75% to 11.75%
Farm Equipment0.013699 to 0.0410965.00% to 11.00%
Share Secured36 Months0.00082203.00%
TSC Secured
(advance is due when TSC matures)
2.00% over TSC rate
Personal12 to 36 Months0.021917 to 0.0383568.00% to 14.00%
Debt Consolidation48 Months0.016438 to 0.0328766.00% to 12.00%

* Term & Rate are available with conditional financing limits and guidelines.

Collection Costs: You promise to pay all costs of collecting the amount you owe under this agreement to the amount permitted by state law.

Late Charges: If your loan payment is received and applied to your loan 10 or more calendar days after your payment is due, you will be required to pay a late charge fee of 5% of your payment due not to exceed $20.00.