Main Office
4174 Old Anson Road Abilene, TX 79601 Phone: (325) 676-8925

Odessa Branch
4692 E University Blvd, Odessa, TX 79762 Phone: (432) 363-8650

Loan Rates


Save money with our Great Rates!

Loan Rates

Effective Date: July 19, 2023. 
All rates are subject to change.

Account DescriptionApproximate TermDaily Periodic RateAnnual Percentage Rate
New Vehicles
2023-2024
36 to 72 Months0.013698 to 0.0301365.00% to 11.00%
Used Vehicles
2019-2023
60 Months0.015753 to 0.0321915.75% to 11.75%
2017-201854 Months0.018493 to 0.0349326.75% to 12.75%
2013-201636 Months0.018493 to 0.0349326.75% to 12.75%
New Recreational Vehicles96 Months0.018493 to 0.0349326.75% to 12.75%
120 Months0.018493 to 0.0349326.75% to 12.75%
Used Recreational Vehicles84 Months0.020547 to 0.0369867.50% to 13.50%
Farm EquipmentCheck with Credit Union0.013699 to 0.0410965.00% to 11.00%
Share Secured36 Months0.00082203.00%
TSC Secured
(advance is due when TSC matures)
2.00% over TSC rate
Personal12 to 36 Months0.024657 to 0.0410959.00% to 15.00%
Debt Consolidation48 Months0.021917 to 0.0383568.00% to 14.00%

* Term & Rate are available with conditional financing limits and guidelines.

Collection Costs: You promise to pay all costs of collecting the amount you owe under this agreement to the amount permitted by state law.

Late Charges: If your loan payment is received and applied to your loan 10 or more calendar days after your payment is due, you will be required to pay a late charge fee of 5% of your payment due not to exceed $20.00.