Main Office
4174 Old Anson Road Abilene, TX 79601 Phone: (325) 676-8925
Odessa Branch
4692 E University Blvd, Odessa, TX 79762 Phone: (432) 363-8650

| Share Draft Account Fees | |
| Monthly service fee on account with less than $1,000 average daily balance | $5.00 |
| NSF or Return Fee | $25.00 |
| Stop Payment Fee | $25.00 |
| Transfer Fee from Shares / Savings | $2.00 per item |
| Minimum deposit to open account | $25.00 |
| ATM / Debit Card Fees | |
| Monthly Service Fee | $1.00 |
| ATM Withdrawal Fee | $1.50 |
| Balance Inquiry Fee | $0.50 |
| Replacement Card Fee | $3.00 |